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Loans For Sale of Property in Spain


You may be faced with having to make the investment of your life - both financially and in terms of quality of life. We help you along the way through our close collaboration with a number of Spanish and international mortgage banks as well as banks, which in Danish can advise and finance your future purchase of a home on the Costa del Sol.

New credit

BargainAndalucia works closely with Nykredit to help advise and finance your future home on the Costa del Sol.

Nykredit finances both year-round and holiday homes in Spain with mortgage loans, as they are known from Denmark, and up to 80% of the value at which the property is valued can be financed. The practical assessment of the home is made by a local valuer, who is appointed by Nykredit. Unlike the Spanish banks that only provide mortgages in connection with a real estate transaction, Nykredit offers to set up a mortgage loan at any time in the freehold value of your current property.

Together with Nykredit, you can find out how you want to finance your house or apartment, and right now loans are offered with up to a 30-year term and the option of a 10-year initial grace period.

The advice is provided by Nykredit International in Copenhagen, but you can also contact Nykredit's representative offices in Marbella and get guidance on financing your current or upcoming dream home on the Costa del Sol.

Spanish Banks

We also work with the largest Spanish banks such as BBVA, Banco Santander, Sol Bank, CajaMar and Unicaja, which also offer financing for home purchases in Spain, with up to 80% of the value at which the bank's own value is assessed. In general, the Spanish banks have a slightly higher interest rate, but a lower establishment fee than e.g. Nykredit. It is therefore always a good idea to obtain several non-binding offers, and on that basis decide what best suits one's finances and wishes.

Whether you already have financing in place, or need to find the right bank, we are here to help.